A significant part of Ukrainian business after the outbreak of the war is in difficult and very difficult circumstances. A lot of businesses had to shut down. But many continue to work, some resume working and adapt to new circumstances. 
has prepared an update as of April 13th.
Overall situation. In 1,500 settlements liberated from Russian troops, gas supply has been restored by 90%, and water supply — by 50%, Deputy Head of the Presidential Administration Kyrylo Tymoshenko reported. The work of the National Police has already been resumed in 400 settlements, the work of filling stations — in more than 300, 640 settlements already have Internet and mobile telephony, and 300 settlements — Administrative Service Centers. Medical institutions have reopened in more than 400 cities and villages. Secondary education institutions work at 35%, universities — at 50%. Banks have already been opened in 75% of settlements and branches of Ukrposhta — in 300.
From February 21 to April 11, 1,391 loans were granted for a total of 3.95 billion UAH under the Affordable Loans 5-7-9% program. In total, since the start of the program, business representatives have obtained 36,213 loans from authorized banks for a total of 93.6 billion UAH.
Insurance. Most insurers organized their work by evacuating employees to safer regions, ensuring the remote work of personnel, and the safety of technical tools and databases, the NBU reports. Of the 132 non-life companies, 89% continue to operate. All 13 companies operate in the life segment.
Public transport. A renovated train will be launched on the circular route of the city train in Kyiv. In the coming days, a 10-car electric train modernized at Ukrzaliznytsia's own facilities will take the route. About 400 people worked on renovating the train: they overhauled wheel sets, traction motors, and all key components of the train. The interior has been renewed and modernized, new comfortable seats and information boards have been installed.
Trade. In the next week and a half, the work of 18 supermarkets in Kyiv, Kyiv region, Sumy, Chernihiv, and Kharkiv will resume, the Silpo chain operator reported. "As soon as we establish the process of supplying food, we immediately open temporarily closed supermarkets. In recent days, we have partially launched two warehouses near Kyiv, so that the supply of food and the assortment have become more stable. Scheduled delivery of goods has been resumed in 20 cities," the statement reads.
Direct imports from Poland, Romania, Hungary, and the Czech Republic have appeared on the shelves of Auchan stores. In the first weeks of the war, the company signed contracts with the countries where Auchan operates to import goods that are now impossible to purchase in Ukraine. In particular, commodity food, cereals, pasta, oatmeal, and hygiene products have already been delivered from Poland; from Romania — rice and pets supplies, from Hungary — yeast, and from the Czech Republic — pates and canned meat.
The capital's shopping center Dream Yellow has partially resumed its work: four entrances and 18 stores are open.
Services. Nova Poshta has resumed the work of half of the branch post offices. Another 160 branches were opened in the Kyiv, Odesa, Mykolaiv, Sumy, Khmelnytskyi, Chernihiv, Zhytomyr, and Kharkiv regions, as well as in the Ivano-Frankivsk, Zakarpattia, Lviv, and Rivne regions. The whole chain of branches operates in Chernivtsi, Khmelnitskyi, and Ternopil. Until May 31, one can send personal items at a special rate across Ukraine in suitcases or boxes up to 30 kg — for 120 UAH.
Pavlo Fedosenko, the owner of a pizzeria in Kharkiv, delivers orders around the city on his own. According to him, people call from abroad and pay for orders for doctors, workers of the State Emergency Service, and ordinary people.
Metallurgy. ArcelorMittal Kryvyi Rih, mining and metallurgical plant, has partially resumed iron smelting — has put into operation blast furnace No. 6. Before that, the plant worked out new logistics for supplying raw materials and shipping products.
The Sviato-Varvarynska Beneficiation Plant, which is part of the Metinvest group, along with other enterprises of the Pokrovsk-Vuhillia association, continues to operate during wartime. Although the beneficiation volumes are less than in pre-war times, the factory processes all the coal mined by the miners and ships products to customers in a timely manner.
Finance. The head of monobank Oleg Gorokhovskyi reported that for his bank "January was a good and very profitable month. February was closed out with a slight plus. March – about 1 billion UAH of reserves were formed for the loan portfolio." The total result of the quarter is a loss of 109.6 million UAH, including 548.2 million UAH of loss in March.
